Credit Card Bill Pay Offers and Bill Payment Apps
Credit card bill pay offers.Getting more searches day by day on popular search engines. We all love get something extra on everything, and when it comes on credit card bill payment we cannot resist ourselves without using it. There are many apps, which do offer rewards and cashback on credit card payment. If you tired of paying your heavy credit card bill so these apps will get you some relief.
The wait is over. Here is a list of Top apps, which are offering exciting rewards, and cashback offers on credit card bill payment.
You can imagine the popularity of this app as it has more than 100 million download on Play store. PhonePe has gained a lot of attention after it start-giving cashback on almost every transaction its user does on their platform. These includes bill payment (Credit Card, Electricity Landline and more), phone recharges, shopping, travel and more. It gives a scratch card after transaction done on PhonePe and user can win up to Rs1000 on every scratch card they earn. It also started UPI service through which you can send and receive money instantly from anyone who uses the same service.
How to pay credit card bill with PhonePe and earn cashback?
- Login to your PhonePe account
- Click on Credit Card under “Recharge & Pay Bills”
- Select your Credit Card provider (American Express, MasterCard, RuPay, Visa, DinnerClub)
- Enter your credit card number
- Enter the amount
- Pay using BHIM UPI ID to get cashback up to Rs100 on your first credit Card bill payment through PhonePe.
Paytm is biggest in the business of giving offers and cashback. Paytm makes bill payment so easy that you do not need to go on separate websites or apps to pay . All you need is Paytm app in your mobile and you can pay literally for everything with few taps. From phone recharges to school fees, Paytm have it all on its platform. Paytm also offers cashback on credit card bill payment. There is separate “CASHBACK” option on Paytm app where you can check cashback offers time to time. Some offers are limited to specific users so you need to check what all cashback offers are there for you.
How to pay credit card bill with Paytm and earn cashback?
- Login to Paytm App.
- Tap on “More”
- Tap on “Credit Card” under “Recharge & Bill Payment” option.
- App will show you if there is any saved credit card on the Paytm or you can enter a new Credit Card number by clicking on “Pay Bill for other Credit Card”.
- Enter your Credit Card number and name of your Bank will be automatically will be displayed.
- Enter the amount to pay.
- Select your desired payment method.
- That is it. Credit card payment is complete and you may get cashback on your credit card bill payment transaction from Paytm.
There is a new app in the market called “CRED” from Dreamplug Technologies Pvt. Ltd. It gives you reward points for every credit card payment you made through this app. The app already crossed 1 million download on Play store. The first time I was using this app I was not confident that it will benefit me but I was wrong. It is really cool and useful app. The app maker has collaborated with many brands to provide its users exclusive offers, which they can get by redeeming their reward points. Bill payment of Rs1 equals to 1-reward point. They have a chain of offers including categories like clothing, food, outing, travel etc.
I like one feature the most name “Kill the bill”. If user has paid the bill over and above Rs1000 then he/she will get an option to burn or use these points within 7 days and get cashback up to Rs1000 in their account. Cashback will be credited within 24 hrs in the credit card account. I have tried it 4-5 time and got maximum cashback of Rs28. There is an old saying that “Something is better than nothing”. Even a small cashback amount on credit card payment is good so do not leave this and download the CRED app now.
How to apply for CRED membership ?
CRED is only for a select few – You can apply for a membership by signing up with your full name and mobile number on the app. They check your credit score from credit bureaus like CIBIL, Experian, CRIF, etc. If your credit score is above their eligibility score, you will get the membership for CRED and will have access to a set of exclusive rewards and privileges that only registered members can access.
How to pay credit card bill with CRED and earn reward points?
- Login to CRED app.
- Add your Credit card number on the App under “Cards” section.
- Tap on “Pay now”.
- App will show you the due amount (Only if you have verified your credit card and link to your email ID registered with your credit card account).
- Otherwise, you will get option to enter your amount.
- Select your desired payment method (Debit Card, Net Banking, and UPI).
- Once the payment is completed, you will get reward points equals to your bill payment.
Some of the amazing offers on CRED are:
Noise x5 earpods – 1st offer
Details: Use your CRED points to buy coupons, which can be used to buy Noise x5 earpods.
Terms and conditions:
- Only one coupon code can be redeemed once.
- Coupon code will be non-refundable in form of cash or credit once redeemed.
- Offer cannot be club with any other offer.
- 600000 points require to buy the coupon.
Ferns N Petals – 2nd offer
Validity: 31st August
Details: Use your CRED points to buy Ferns N Petals coupon, which can be used to buy 2 Kg cake
Terms and conditions:
- Offer is valid only on the link mentioned on the app.
- Offer is valid only in Mumbai, Delhi, Bengaluru, Chennai, Jaipur, Hyderabad, Gurgaon, Noida, Kolkata, Raipur, Thane, Bhubaneswar, Coimbatore, Navi Mumbai, Raipur, Faridabad, Kanpur, Udaipur, Pune, Lucknow, Chandigarh, Dehradun, Gwalior, Ghaziabad, Patna, Ranchi, Jamshedpur, Agra, Indore and Bareily.
- 100000 points require to buy the coupon.
BookmyShow – 3rd Offer
Validity – 27th Aug 2019
Details: Use your CRED points to buy BookmyShow coupon, which can be used to buy Rs500 Bookmyshow voucher.
Terms and conditions:
- Offer can be applied on minimum booking of 2 tickets
- 50000 points require to but the coupon.
- Ticket needs to be book 24hrs in advance
Download CRED from this link and you will get 10 coins free which you can use to buy Rs150 Uber Voucer.
Apart from the cashback and reward points, users can also check their CRIF and Experian score free. CRED has an AI backed system that keeps track of every single spend of a credit card payment journey – right from due date reminders, spend patterns and other card usage statistics.
Here is a Tip from Bachatkaro.com to earn extra cashback on Credit card bill payment:
You can club Google pay with CRED app and can earn extra cashback. While doing payment just select payment through UPI apps and select Google Pay. You will get extra cashback from Google pay .So your total cashback on every credit card bill payment may reach to Rs50, which is not bad at all.
Please do check our Article on How to Improve your CIBIL score.